Step 1 of 11TRANSACTION CREATED
Create the transaction
Buyer or seller starts a Secure Property transaction.
Captured
- Buyer
- Seller
- Property
- Transaction value
- Property type
- Location
- Transaction type
- Expected closing date
How it works
Eleven steps. Every party. One record.
Follow a Secure Property transaction from the first step to the final record. Select a step to see what happens, what is needed and the status it ends with.
Step 2 of 11PARTIES VERIFIED
Identity & party verification
Buyer and seller complete the applicable identity / KYC workflow. Documents are reviewed by the UNETRA team, with a Verification Partner where needed. This is not a government verification unless an authorised integration is used, and we will say so when it is.
Information that may be needed
- PAN
- Identity documentation
- Address
- Bank-account details (encrypted)
- Authorised representative
- Power of attorney details, where applicable
We never ask for a UPI PIN, bank password, OTP or full card details.
Step 3 of 11DOCUMENTS COLLECTED
Property document collection
Documents go into an encrypted vault. Each document shows its status, and the person who uploads it decides who can open it.
Potential documents
- Sale deed
- Agreement for Sale
- Property card
- 7/12 extract (where relevant)
- Index II
- Possession documents
- Society documents
- Share certificate (where applicable)
- Property-tax documents
- Approved plans (where applicable)
- Occupancy / Completion documents (where applicable)
- RERA information (where applicable)
- Loan / NOC documents
- Other transaction-specific records
Step 4 of 11DUE DILIGENCE COMPLETED
Due-diligence coordination
Document verification and due-diligence coordination, performed with qualified Legal Partners and Verification Partners where required. It reduces risk; it does not guarantee title.
Checklist, where applicable
- Ownership / title-document review
- Encumbrance review
- Mortgage / loan status
- Property-tax status
- Society dues
- RERA / project information
- Litigation / search coordination
- Seller authority
- Document consistency
- Approvals
- Possession status
Step 5 of 11TERMS CONFIRMED
Transaction terms
Buyer and seller agree the transaction milestones, then each digitally acknowledges the transaction instructions. Any change resets the acknowledgements.
Agreed
- Purchase consideration
- Token / earnest-money arrangement
- Financing amount
- Buyer contribution
- Applicable taxes / duties
- Registration milestone
- Possession milestone
- Payment release conditions
- Refund conditions
- Dispute procedure
Step 6 of 11FUNDS SECURED
Secure escrow / settlement arrangement
Secure the transaction before completing the transfer. Where available and legally appropriate, transaction funds can be placed into a designated escrow / controlled settlement arrangement operated under the applicable partner structure. UNETRA provides the technology and transaction-coordination layer. Funds are never deposited into UNETRA’s operating bank account.
Your dashboard
- Purchase price
- ₹1,25,00,000
- Funding status
- Not fundedPartially fundedFunded
- Escrow / settlement partner
- Banking / Escrow Partner
- Escrow reference
- Issued by the partner
Escrow services subject to partner availability, eligibility, transaction documentation and applicable law.
Step 7 of 11READY FOR REGISTRATION
Documentation & closing preparation
Everything needed on registration day, coordinated in one checklist.
Coordinated
- Agreement / document preparation
- Legal review
- Stamp-duty workflow
- Applicable TDS workflow
- Seller documents
- Buyer documents
- Loan documents
- Society / NOC documents
- Registration checklist
Step 8 of 11REGISTRATION COMPLETED
Registration
The registration appointment and each party’s readiness are tracked. Registration is marked complete only once it is independently confirmed against the registration record, as the agreed workflow sets out.
Tracked
- Registration appointment
- Location
- Date
- Buyer readiness
- Seller readiness
- Document readiness
- Payment readiness
- Lender readiness
Step 9 of 11SETTLEMENT COMPLETED
Payment release
Funds are released according to the escrow / settlement agreement and the confirmed transaction milestones. Release is governed by the agreement, the partner’s controls and the agreed instructions — UNETRA cannot release customer money on its own.
- Funds secured
- Conditions satisfied
- Release authorised by the partner, under the agreement
- Seller / authorised recipient
Step 10 of 11POSSESSION COMPLETED
Possession & handover
The handover is recorded, and the buyer confirms receipt.
Coordinated
- Key handover
- Possession letter
- Property condition inspection
- Photos
- Meter readings
- Society documentation
- Utility information
- Inventory (where applicable)
Step 11 of 11PROPERTY TRANSACTION COMPLETED
Transaction complete
A digital transaction record is created for both parties.
- Parties verified
- Due diligence completed
- Documentation completed
- Registration completed
- Settlement completed
- Possession recorded
PROPERTY TRANSACTION COMPLETED
The process
The whole journey at a glance.
- Buyer
- Property selected
- UNETRA Secure Property
- Buyer KYCSeller KYC
- Property documents
- Due diligence
- Transaction terms
- Escrow / controlled settlement arrangement
- Funds secured
- Documentation
- Registration
- Release conditions confirmed
- Payment release
- Possession
- Transaction complete
Handled by the Banking / Escrow Partner under the escrow agreement Coordinated on UNETRA
Money flow
The technology layer is not the money holder.
Custody of funds
- BuyerTransaction funding
- Bank / eligible escrow or settlement partnerFunds held or controlled according to the escrow / settlement agreement
- Transaction conditions
- Registration confirmation
- Required documentation
- Contractual conditions
- Release authorisation
- Seller / authorised recipientPaid by the partner, as the agreement provides
UNETRA platform
- Transaction tracking
- Document workflow
- Verification coordination
- Notifications
- Milestones
- Audit trail
- Closing coordination
UNETRA’s technology layer and the entity that holds or controls customer funds are separate. UNETRA does not receive purchase money into its own accounts and cannot release it on its own.
Dispute / exception workflow
If something goes wrong, the release workflow can pause.
Raise a transaction issue
- Document discrepancy
- Seller issue
- Buyer issue
- Payment issue
- Registration issue
- Property issue
- Possession issue
- Other
NORMAL RELEASE WORKFLOW PAUSED where permitted by the governing agreement / partner workflow
- Case opened
- Under review
- Information requested
- Resolution / external process
UNETRA has no judicial authority and cannot decide title or ownership disputes. Where a case cannot be resolved between the parties, it moves to the process in the agreement — mediation, the courts or the relevant authority.
RERA
Statutory RERA project accounts stay separate.
Separate by design
A promoter’s statutory RERA project account and a Secure Property escrow / settlement arrangement are different things. Collections that must go into a prescribed project account are never redirected.
No replacement for compliance
Using UNETRA does not replace RERA compliance, and UNETRA does not certify a project’s RERA compliance.
Project details shown as required
For RERA-registered projects, the authority, project registration number, project reference or QR code and agent registration number are recorded and shown where the jurisdiction requires.
Secure Property covers the resale of completed homes. Buying in a new project? Tell us about it and our team will advise you on the right route.
Important — what UNETRA is, and is not
Please read before starting a transaction. Full terms, consent and disclosures
UNETRA is a technology and transaction-coordination platform. Certain services displayed on the platform, including escrow/banking, legal review, lending, insurance, technical inspection and other regulated or professional services, may be provided by independent eligible partners. Availability, eligibility, fees and transaction terms vary. UNETRA does not replace statutory registration, governmental processes, independent legal advice or obligations under applicable law.
Escrow services subject to partner availability, eligibility, transaction documentation and applicable law. UNETRA is not a bank, escrow agent, trustee, law firm, title insurer, lender, government authority or Real Estate Regulatory Authority, and does not hold customer purchase money. Due diligence is document review and coordination, and does not guarantee title.
RERA registration and disclosures, where applicable, remain subject to the Real Estate (Regulation and Development) Act, applicable rules and the relevant Real Estate Regulatory Authority. A promoter’s statutory RERA project account is separate from any Secure Property escrow arrangement, and using UNETRA does not replace RERA compliance.
Make the transaction as important as the property.
Start with a few details. Our team calls you to set up the transaction — nothing is paid and no escrow account is opened until you choose to go ahead.