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UNETRA Finance · early access

Secured financial products, built around your tenancy.

Renting creates money that sits idle and costs that land all at once. We’re building secured products with regulated partners that put both to work — on the same record as your rent and deposit.

Early access. These products open in stages, each with a regulated partner and its own terms, shown to you before you apply. UNETRA doesn’t take money for any of them until then. Join the early-access list to hear first.

Early access

Deposit-backed fixed deposits

Place a rental deposit — or your own savings — as a fixed deposit with a bank or NBFC, marked for the tenancy so neither side can move it alone.

  • Deposit stays in the tenant’s name at the bank or NBFC
  • Release follows the agreed move-out settlement
  • Interest, if any, is set by the issuer’s published terms

Provided by: RBI-regulated bank or NBFC

Early access

Bonds, NCDs & government securities

Access to secured debentures, government securities and treasury bills through a registered platform, alongside your rental records.

  • Secured instruments only, with the security disclosed
  • Bought and held through the partner platform in your name
  • Market-linked; value and payouts can vary

Provided by: SEBI-registered platform or broker

Early access

Secured credit

Credit backed by something you already have in the tenancy — a deposit, rent receivables or property — instead of unsecured borrowing.

  • Tenants: deposit or move-in costs spread over time
  • Landlords: finance against rent receivables or the property
  • Eligibility, rate and charges set by the lender

Provided by: RBI-regulated lender

Early access

Surety bonds & rent cover

An insurer-backed surety bond or rent-default cover that can stand in for a large cash deposit, so move-in costs less.

  • Works with Zero Deposit Renting
  • The landlord is protected up to the cover amount
  • Premium and claim terms set in the policy

Provided by: IRDAI-licensed insurer

Why secured

Every product here is backed by something real — a deposit, a government or secured instrument, a property or an insurance policy. That keeps risk visible and matches what renting already involves: deposits, rent and homes.

UNETRA is a technology platform. It is not a bank, NBFC, insurer, stockbroker or investment adviser, and nothing on this page is an offer, a recommendation or investment advice. UNETRA does not pay or guarantee returns.

How UNETRA works with regulated partners

Join the early-access list

We’ll only use these details to contact you about UNETRA Finance.